Licensure Defense

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Wealth Guard will defend its policy holders in the event that a policy holder is notified of a formal investigation against the policy holder’s license by any authorized state agency up to $25,000 – $75,000 dollars per claim/$25,000 –$75,000 aggregate.

• OSHA Defense – Wealth Guard will defend the policy holder in the event they are notified of a citation by the Occupational Safety and Health
Administration (OSHA) for any alleged violation of an OSHA safety standard up to $25,000 dollars per claim/$25,000 aggregate.
• Billing Errors Coverage – Wealth Guard will cover the defense cost and civil fines and penalties from billing errors from governmental and commercial payor audits and investigations, qui tam plaintiffs (whistle blowers), or voluntary self-disclosure up to $10,000,000 per claim/$10,000,000 aggregate.
• Shadow Audits – Wealth Guard will pay for the cost of a billing shadow audit under its billings error coverage.
• HIPPA Proceedings – Wealth Guard will cover the defense cost and civil fines and penalties from HIPPA proceedings up to $10,000,000 per claim/$10,000,000 aggregate.
• EMTALA Proceedings – Wealth Guard will cover the defense cost and civil fines and penalties from EMTALA proceedings up to $10,000,000 per claim/$10,000,000 aggregate.
• Stark Proceedings – Wealth Guard will cover the defense cost and civil fines and penalties from Stark proceedings up to $10,000,000 per claim/$10,000,000 aggregate.

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